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Use this worksheet to budget for annual expenses, such as taxes, insurance, home ad auto repairs, warranties, school tuition, etc. Adjust your household budget as needed and keep annual budgeted funds in an interest-bearing savings account if possible.
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Use this worksheet to identify your income, savings, housing expenses, auto expenses, and debts. Calculate your monthly surplus or shortage.
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Use this worksheet to manage your creditors and debts each month. Work towards getting them paid off as quickly as possible. You can do it!
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Use this handy questionaire to help you determine your Spending Technique.
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If you are unfamiliar with what is in a credit report, look at this document. It explains everything on the credit report.
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A simple worksheet to help you identify and record your short-term and long-term savings goals.
http://www.firstnations.org/
Through a three-pronged strategy of Educating Grassroots Practitioners, Advocating Systemic Change, and Capitalizing Indian Communities, First Nations Development Institute is working to restore Native control and culturally-compatible stewardship of the assets they own - be they land, human potential, cultural heritage, or natural resources - and to establish new assets for ensuring the long-term vitality of Native communities.